Indian Housewives Theory

Till the time you have a traditional Indian housewife at your home you don't need to be scared of things like recession. I may sound chauvinistic but listen to the argument you may find it to be a reality.

Husband: Give me 5000 rupees from the locker.
Housewife: you took 2000 that day and you didn't return it, now I want 8000 back.
Husband: 8000?
Housewife: Yes, 1000 rupees interest.
Husband: Itna toh bank bhi nahi leta interest.
Housewife: Toh bank se lelo.
Husband: But why should I go to bank when I have my savings at home?
Housewife: Are we still on the same argument?

According to Keynes, one man's expenditure is another man's income, but according to Indian housewife theory my man's income is my income which turns into my husband's expenditure and the shopkeeper's income, i know it sound complex so lets keep it simple. 
Whenever the world has been hit by recession why is it that the minimum loss is suffered by our country India? I am not saying people don't suffer huge losses, I am just saying that as compared to the world after recession we are comparatively in a much better position. The reason is simple, housewives saves the day! The savings are utilised by the family at the time of crisis. If we calculate the savings done by housewives(there are 36,70,000 stories on google if u search) you will get the amount which can do away with the country's economic crisis but this will never happen. why? 
Because of the simple reason, an Indian housewife is not just possessive about her husband but also about her money. She will not let the value in her locker go down if not up. But if you look at the other side in this situation, the more are the savings, more is the leakage in the economy. More saving will means less investment. But saving does not mean putting break in the economy, it just means pausing it for the time being and resuming it in the future, but it will ultimately slowdown the growth.
But why all this happens? just because our Indian housewives are not that much financially literate. They know how to save but don't know how to generate money. Imagine a situation where they are fully financially literate and knows where and how to put their money for saving and slowly generate money through it. We just need to sow a seed in their mind that the house locker is the same as bank's locker, I know its totally untrue but to banish one thing you need to burnish the other.

P.S. Indian housewives saves the day!

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